Real Estate

Last-Mile & Escrow-Release Financing

Unlocking developer profit trapped in RERA and Wafi escrow ahead of milestones and handover.

Last-Mile & Escrow-Release FinancingImage · Last-Mile & Escrow-Release Financing
Overview

Last-mile and escrow-release financing bridges the gap between certified construction milestones and the cash sitting in a project’s regulated escrow account — the single largest liquidity constraint on UAE and Saudi developers, where Wafi rules retain 20% of project value plus 5% beyond completion. Matchpoint structures escrow-backed bridge facilities and profit-unlock transactions with private credit funds so developers can recycle capital into the next launch without waiting for handover.

As part of our Real Estate Financing practice, Matchpoint Partners has originated and led $2+ billion of transactions across four continents — and every real estate financing mandate is led by a partner, from first call to close.

How Matchpoint helps

Our role on last-mile & escrow-release financing mandates

  • Escrow-backed bridge and profit-unlock facilities
  • Structured around RERA (UAE) and Wafi (KSA) release rules
  • Private credit and specialist lender relationships
  • Recycles trapped equity into the next land purchase or launch
Track record

Select transactions

Representative real estate financing mandates led by Matchpoint partners.

Real Estate · UAE
$326.75m

Project capital — equity & debt for a named UAE project.

Project Finance Adviser · UAE
Real Estate · Dubai
$300m

Land acquisition programme at ~12% target yield.

Debt Adviser · Dubai
Real Estate · Dubai Islands
$220m

Multi-asset portfolio bulk inventory sale (4–5 projects).

Distribution Adviser · Dubai
Real Estate · India
$50m

Bangalore land bank — agri-to-commercial conversion + JV.

Structuring Adviser · India
Real Estate · UAE
Confidential

Strategy and financing for a leading UAE luxury developer through the COVID era.

Strategy + Financing · UAE
Innovation & insight

Our proprietary research

Original, data-driven research from our team, relevant to this area.

Questions, answered

Last-Mile & Escrow-Release Financing — frequently asked questions

Short-tenor credit advanced against the surplus cash trapped in a project’s regulated escrow account until milestones or handover are certified — releasing developer profit early without disturbing the escrow itself.

Yes — facilities are structured outside the escrow waterfall, against the developer’s entitlement to future releases; we structure with counsel to comply with RERA and Wafi rules.

Matchpoint structures the full capital stack for UAE developers — senior secured debt, mezzanine with LandCo control, project finance, land acquisition finance, Sukuk and private credit, plus JV equity and bulk inventory sales. Tickets range from USD 20m to USD 500m+.

Land acquisition finance is bridge or term debt to fund the purchase of development land before construction. We arrange programmes — including Sukuk and private credit at ~8.5%–12% target yields — for developers in Saadiyat, Reem Island, SZR and Dubai Islands.

A bulk inventory sale is the disposal of a block of completed or off-plan units to a single investor or institution at a negotiated discount. We run bulk SPA, OQOOD assignment and milestone-payment processes for developers seeking liquidity.

Matchpoint works primarily on a success fee, with a modest retainer to cover execution. Fees are agreed in writing up front and scaled to the size and complexity of the transaction — with no hidden costs.

Most mandates reach a first term sheet within 30 days, depending on diligence readiness and structure; closing follows once terms are agreed.

A short, confidential scoping call and NDA; we structure the requirement and prepare materials, then run a competitive process across our 5,000+ investor and lender relationships, and negotiate to close — with a partner leading at every step.

Matchpoint Partners is based in the UAE and runs cross-border mandates across the UAE, KSA, India and the UK, with active deal activity in wider Europe, Singapore and the United States.

Matchpoint has originated and led $2+ billion of transactions, with equity tickets typically USD 5m–300m, debt USD 10m–500m+, real estate finance USD 20m–500m+, and fund placements for funds of USD 50m–1bn+.

Use the enquiry form, email ck.adya@matchpoint-partners.com, or call/WhatsApp +971 52 345 1119. Every mandate is led by a partner from the very first conversation.

Yes. Matchpoint runs discreet, confidential processes and discloses client identities only under a signed non-disclosure agreement (NDA).

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