Practice 03

Real Estate Financing

Project finance, land acquisition and bulk inventory — end-to-end advisory for developers and sponsors across the capital lifecycle, from landbank to inventory monetization.

Real Estate FinancingImage · Real Estate Financing
Overview

Real estate capital across the development lifecycle

Matchpoint Partners arranges real estate finance for UAE and GCC developers across the full capital stack — senior secured debt, mezzanine with LandCo control, project finance, land acquisition finance, Sukuk and private credit, JV equity and bulk inventory sales. We structure each mandate around the developer’s needs, asset class and stage of development.

Our live UAE real estate book spans Abu Dhabi (Yas Island, Reem Island), Dubai (Business Bay, Sheikh Zayed Road, Dubailand, Dubai Islands), Marjan and Bangalore, India.

  • USD 20m – 500m+ across equity, debt and JV structures.
  • Geographies: UAE, KSA, India, UK.
  • Structures: senior & mezzanine debt, Sukuk, private credit, JV equity, receivables, bulk SPA.
  • Execution: debt structuring, LandCo pledge, OQOOD assignment, escrow, DD.
Capabilities

What we deliver

Explore each capability in detail.

01

Landbank Procurement →

Sourcing, advisory and structuring of strategic land bank acquisitions.

02

Land Acquisition Finance →

Bridge and term debt for land purchases, including Sukuk and private credit.

03

Pre-Development Bridge →

Bridge capital between land acquisition and project-finance drawdown.

04

Real Estate Project Finance →

Senior, mezzanine and equity for residential, commercial and mixed-use development.

05

Mezzanine & Development Gap →

Mezzanine and gap funding to complete a project's capital stack.

06

Joint Ventures & Preferred Equity →

JV structuring and preferred equity with landowners and capital partners.

07

Sukuk & Islamic Structures →

Shariah-compliant Sukuk and Islamic structures for real estate.

08

Bulk Inventory Sales →

Bulk unit disposal programmes to investors, family offices and institutions.

09

Receivables & PDC-Backed Financing →

Financing against project receivables and post-dated cheques (PDCs).

10

Take-out & Refinancing →

Refinancing and take-out facilities to replace construction or bridge debt.

11

Sale & Leaseback →

Unlock trapped capital from owned real estate without losing use of it.

12

Income-Producing Asset Financing →

Debt and equity against stabilised, income-producing real estate.

13

Last-Mile & Escrow-Release Financing →

Unlocking developer profit trapped in RERA and Wafi escrow ahead of milestones and handover.

14

Bulk Unit Acquisition for Investors →

Buy-side execution for bulk residential acquisitions at 10–35% discounts.

15

UAE Real Estate Investor Access →

A curated entry point to UAE real estate deals for international funds and family offices.

Live opportunities

Current real estate mandates

A live, opportunity-level view. Client identities are codenamed and disclosed only under signed NDA.

MandateLocationStructureSize (USD)
Multi-project developer — senior secured debt across six projectsAbu Dhabi · Dubai · MarjanSenior Secured Debt300m
Project finance for ongoing construction (multi-tranche, milestone-linked)Abu Dhabi · Dubai · MarjanProject Finance200m
Institutional platform — three commercial buildings (signed mandate)Sheikh Zayed Road, DubaiSenior Secured Debt200m
Group mandate — Reem Island & Yas Island development pipelineAbu Dhabi (Reem · Yas Island)Senior Secured Debt200m
Prime under-construction project — receivables financing with tripartite escrowBusiness Bay, DubaiReceivables Financing190m
Multi-asset portfolio bulk inventory sale (4–5 projects)Dubai IslandsBulk Inventory Sale220m
Branded Reem Island project — bulk inventory sale (up to 35% discount)Abu Dhabi (Reem Island)Bulk Inventory Sale100m
Senior construction finance — two DubaiLand towersDubaiLand, DubaiSenior Secured Debt100m
JV equity — new launch land acquisition & development capitalDubai IslandsJV Equity70m
Bangalore land bank — agri-to-commercial conversion + developer JV (signed)Bangalore, IndiaJV Equity50m
Total real estate universe (17 opportunities, incl. those above)≈ USD 1.97bn

FX: AED 3.6725 / USD. Raise amounts rounded. Codenames disclosed only under NDA. Source: Matchpoint Real Estate Opportunities Sheet.

Questions, answered

Real Estate Financing FAQs

Matchpoint structures the full capital stack for UAE developers — senior secured debt, mezzanine with LandCo control, project finance, land acquisition finance, Sukuk and private credit, plus JV equity and bulk inventory sales. Tickets range from USD 20m to USD 500m+.

Land acquisition finance is bridge or term debt to fund the purchase of development land before construction. We arrange programmes — including Sukuk and private credit at ~8.5%–12% target yields — for developers in Yas Island, Reem Island, SZR and Dubai Islands.

A bulk inventory sale is the disposal of a block of completed or off-plan units to a single investor or institution at a negotiated discount. We run bulk SPA, OQOOD assignment and milestone-payment processes for developers seeking liquidity.

Yes. Under-construction projects are financed through milestone-linked project finance and receivables financing — capital advanced against contracted off-plan sales, secured via tripartite escrow and assignment of cash flows. Matchpoint structures both for UAE developers, alongside mezzanine for cash-flow smoothing.

It is junior debt secured by a pledge over the land-holding company (LandCo), giving the lender step-in rights and often an equity kicker. It sits behind senior debt, letting developers raise more of the capital stack without selling equity in the project outright.

Yes. The practice covers the UAE, KSA, India and the UK, including cross-border structures that connect GCC lenders and investors to international projects. Recent activity spans Abu Dhabi, Dubai, Marjan and Bangalore, with tickets from USD 20m to USD 500m+.

For around AED 200 million of construction finance in Dubai, approach UAE development-finance banks, real-estate private-credit funds and structured-lending desks, with a real-estate capital adviser such as Matchpoint Partners structuring the raise and running the lender process. The capital stack usually blends senior debt with mezzanine or preferred equity, sized against loan-to-cost, the sales or escrow profile and the security package. Prepare a development appraisal, a project financial model and a lender-ready data room first. Matchpoint advises on real-estate financings from AED 50m to over AED 1bn, including a recent USD 320m project financing, subject to mandate fit, diligence, applicable regulation and a formal engagement.

Mezzanine and JV equity for a Dubai development come from real-estate private-credit funds, opportunistic equity funds and family offices, and a boutique adviser such as Matchpoint Partners structures the layer and runs the process. Mezzanine sits above senior debt and below your equity, often with a LandCo control or an equity kicker; JV equity brings a partner into the project company on agreed economics. Which fits depends on your leverage, the return you can share and the control you will give. Matchpoint structures the capital stack and places these layers across its 5,000+ relationships, subject to mandate fit, diligence, applicable regulation and a formal engagement.

Yes, developers in Dubai can raise against contracted off-plan receivables through receivables financing, typically with a tripartite escrow arrangement so lenders take comfort from the buyer instalments. It is a fast, non-dilutive way to unlock working capital from a live sales programme without giving up equity. The structure depends on the sales contracts, the escrow set-up and the developer's standing. Matchpoint Partners structures and places receivables facilities for UAE developers, including a recent USD 190m receivables financing with tripartite escrow, subject to mandate fit, diligence, applicable regulation and a formal engagement.

Matchpoint works primarily on a success fee, with a modest retainer to cover execution. Fees are agreed in writing up front and scaled to the size and complexity of the transaction — with no hidden costs.

Most mandates reach a first term sheet within 30 days, depending on diligence readiness and structure; closing follows once terms are agreed.

A short, confidential scoping call and NDA; we structure the requirement and prepare materials, then run a competitive process across our 5,000+ investor and lender relationships, and negotiate to close — with a partner leading at every step.

Ready to talk about real estate financing?

Start a confidential conversation with a partner — from first call to final close.

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