Debt

Invoice Discounting

Confidential invoice discounting against your sales ledger.

Invoice Discounting
Overview

Invoice discounting is a confidential facility that advances cash against your unpaid sales ledger while you retain collections — typically up to 80–90% of eligible receivables. Matchpoint arranges revolving lines that scale with sales.

As part of our Debt practice, Matchpoint Partners has originated and led $2+ billion of transactions across four continents — and every debt mandate is led by a partner, from first call to close.

Invoice discounting is a confidential facility that advances cash against your unpaid sales ledger while you retain control of collections — typically up to 80–90% of eligible receivables. Unlike factoring, your customers are usually unaware of the arrangement. Matchpoint Partners arranges revolving invoice-discounting lines that scale with your sales.

How Matchpoint helps

Our role on invoice discounting mandates

  • Confidential — customers not notified
  • You retain control of collections
  • Funding scales with your sales ledger
  • Flexible revolving liquidity
Track record

Select transactions

Representative debt mandates led by Matchpoint partners.

Infrastructure · Nordics
$100m

Data centre construction & refinancing facility.

Project / Data Centre Finance · Nordics
Real Estate · UAE
$300m

Ultra-premium land bank — Sukuk + private credit at ~8.5%.

Debt Adviser · UAE
Real Estate · Dubai
$190m

Receivables financing with tripartite escrow.

Debt Adviser · Dubai
Industrials · UAE
$15m

Working capital via invoice discounting & supplier finance.

Debt Adviser · UAE
Battery Tech · UAE
$10m

Venture debt for a battery-technology company.

Debt Adviser · UAE
Innovation & insight

Our proprietary research

Original, data-driven research from our team, relevant to this area.

Questions, answered

Invoice Discounting — frequently asked questions

Yes — customers are typically unaware, and you keep collections.

Commonly up to ~80–90% of eligible receivables.

Invoice discounting suits established businesses selling to other businesses on credit terms, with a well-spread debtor book, reliable invoicing systems and a track record of collecting their own ledger. Because the facility is confidential and you retain collections, lenders need confidence in your credit control before advancing against the ledger.

You remain responsible for collecting the debt, and invoices that age beyond an agreed period are removed from the borrowing base, reducing your availability. Under a recourse arrangement the credit risk stays with you; credit insurance or non-recourse terms can be added where protection against customer failure is needed.

Invoice discounting is secured against your sales ledger and grows automatically as sales grow, whereas an overdraft is a fixed limit set against your overall covenant and reviewed periodically. For an expanding business, the discounting line scales with trading; an overdraft must be renegotiated each time you outgrow it.

Matchpoint originates senior, mezzanine, hybrid and structured debt from regional banks, international lenders and private credit funds, structured around your transaction. Tickets range from USD 10m to USD 500m+.

Private credit is non-bank lending from specialist funds, typically senior or unitranche, offering speed and flexibility. We maintain relationships with private credit funds active in the GCC and India.

Yes. We structure Sukuk and Shariah-compliant private credit, including blended structures pairing a Sukuk tranche with conventional debt.

Matchpoint works primarily on a success fee, with a modest retainer to cover execution. Fees are agreed in writing up front and scaled to the size and complexity of the transaction — with no hidden costs.

Most mandates reach a first term sheet within 30–90 days, depending on diligence readiness and structure; closing follows once terms are agreed.

A short, confidential scoping call and NDA; we structure the requirement and prepare materials, then run a competitive process across our 5,000+ investor and lender relationships, and negotiate to close — with a partner leading at every step.

Matchpoint Partners is based in the UAE and runs cross-border mandates across the UAE, KSA, India and the UK, with active deal activity in wider Europe, Singapore and the United States.

Matchpoint has originated and led $2+ billion of transactions, with equity tickets typically USD 5m–300m, debt USD 10m–500m+, real estate finance USD 20m–500m+, and fund placements for funds of USD 50m–1bn+.

Use the enquiry form, email ck.adya@matchpoint-partners.com, or call/WhatsApp +971 52 345 1119. Every mandate is led by a partner from the very first conversation.

Yes. Matchpoint runs discreet, confidential processes and discloses client identities only under a signed non-disclosure agreement (NDA).

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