Real Estate

Receivables & PDC-Backed Financing

Financing against project receivables and post-dated cheques (PDCs).

Receivables & PDC-Backed FinancingImage · Receivables & PDC-Backed Financing
Overview

Receivables and PDC-backed financing advances capital against future sales receivables and post-dated cheques, via cash-flow assignment and escrow. Matchpoint structures receivables financing on surplus cash flow above construction cost.

As part of our Real Estate Financing practice, Matchpoint Partners has originated and led $2+ billion of transactions across four continents — and every real estate financing mandate is led by a partner, from first call to close.

Real estate receivables financing advances capital against a project's future sales receivables, using cash-flow assignment and a tripartite escrow so lenders are repaid directly from sales proceeds. It releases liquidity from surplus cash flow above construction cost without diluting equity.

Matchpoint Partners structures receivables financing for prime under-construction projects — for example in Business Bay and across Dubai — coordinating the escrow, assignment and lender requirements end to end.

How Matchpoint helps

Our role on receivables & pdc-backed financing mandates

  • Funding against future sales receivables
  • PDC-backed structures
  • Tripartite escrow and assignment
  • Liquidity without diluting equity
Track record

Select transactions

Representative real estate financing mandates led by Matchpoint partners.

Real Estate · UAE
$326.75m

Project capital — equity & debt for a named UAE project.

Project Finance Adviser · UAE
Real Estate · Dubai
$300m

Land acquisition programme at ~12% target yield.

Debt Adviser · Dubai
Real Estate · Dubai Islands
$220m

Multi-asset portfolio bulk inventory sale (4–5 projects).

Distribution Adviser · Dubai
Real Estate · India
$50m

Bangalore land bank — agri-to-commercial conversion + JV.

Structuring Adviser · India
Innovation & insight

Our proprietary research

Original, data-driven research from our team, relevant to this area.

Questions, answered

Receivables & PDC-Backed Financing — frequently asked questions

Financing advanced against post-dated cheques and contracted receivables, secured via escrow.

Through escrow and assignment, so lenders are repaid from sales proceeds.

Under-construction projects with a strong book of contracted sales and a reliable collections history. Lenders advance against the surplus of contracted receivables above the remaining cost to complete, so the deeper the presold position relative to outstanding construction cost, the more capital can be raised.

The developer, lender and escrow agent agree a waterfall over the project account: collections fund construction first, and the surplus services the facility. The lender is repaid directly from buyer payments rather than relying on the developer, which is what makes the structure financeable.

No. It monetises cash flows the developer has already contracted, so no equity changes hands and no partner enters the project. The cost is a financing charge against future collections — making it attractive for developers who want liquidity for the next acquisition without selling down.

Matchpoint structures the full capital stack for UAE developers — senior secured debt, mezzanine with LandCo control, project finance, land acquisition finance, Sukuk and private credit, plus JV equity and bulk inventory sales. Tickets range from USD 20m to USD 500m+.

Land acquisition finance is bridge or term debt to fund the purchase of development land before construction. We arrange programmes — including Sukuk and private credit at ~8.5%–12% target yields — for developers in Saadiyat, Reem Island, SZR and Dubai Islands.

A bulk inventory sale is the disposal of a block of completed or off-plan units to a single investor or institution at a negotiated discount. We run bulk SPA, OQOOD assignment and milestone-payment processes for developers seeking liquidity.

Matchpoint works primarily on a success fee, with a modest retainer to cover execution. Fees are agreed in writing up front and scaled to the size and complexity of the transaction — with no hidden costs.

Most mandates reach a first term sheet within 30–90 days, depending on diligence readiness and structure; closing follows once terms are agreed.

A short, confidential scoping call and NDA; we structure the requirement and prepare materials, then run a competitive process across our 5,000+ investor and lender relationships, and negotiate to close — with a partner leading at every step.

Matchpoint Partners is based in the UAE and runs cross-border mandates across the UAE, KSA, India and the UK, with active deal activity in wider Europe, Singapore and the United States.

Matchpoint has originated and led $2+ billion of transactions, with equity tickets typically USD 5m–300m, debt USD 10m–500m+, real estate finance USD 20m–500m+, and fund placements for funds of USD 50m–1bn+.

Use the enquiry form, email ck.adya@matchpoint-partners.com, or call/WhatsApp +971 52 345 1119. Every mandate is led by a partner from the very first conversation.

Yes. Matchpoint runs discreet, confidential processes and discloses client identities only under a signed non-disclosure agreement (NDA).

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