Debt

Working Capital Facilities

Revolving and term working-capital lines for the operating cycle.

Working Capital Facilities
Overview

Working capital facilities fund the gap between paying suppliers and receiving customer payments, keeping operations running. Matchpoint arranges revolving and term working-capital lines from regional banks and lenders.

As part of our Debt practice, Matchpoint Partners has originated and led $2+ billion of transactions across four continents — and every debt mandate is led by a partner, from first call to close.

Working capital and trade finance fund the gap between paying suppliers and receiving customer payments, and support import/export activity. Matchpoint Partners arranges working-capital lines, supplier finance, letters of credit and pre-export finance so businesses can keep operations running and grow without straining liquidity.

How Matchpoint helps

Our role on working capital facilities mandates

  • Revolving and term working-capital lines
  • Funding the day-to-day operating cycle
  • Regional bank and lender access
  • Sized to your trading cycle
Track record

Select transactions

Representative debt mandates led by Matchpoint partners.

Infrastructure · Nordics
$100m

Data centre construction & refinancing facility.

Project / Data Centre Finance · Nordics
Real Estate · UAE
$300m

Ultra-premium land bank — Sukuk + private credit at ~8.5%.

Debt Adviser · UAE
Real Estate · Dubai
$190m

Receivables financing with tripartite escrow.

Debt Adviser · Dubai
Industrials · UAE
$15m

Working capital via invoice discounting & supplier finance.

Debt Adviser · UAE
Battery Tech · UAE
$10m

Venture debt for a battery-technology company.

Debt Adviser · UAE
Innovation & insight

Our proprietary research

Original, data-driven research from our team, relevant to this area.

Questions, answered

Working Capital Facilities — frequently asked questions

Funding to cover the gap between paying suppliers and receiving customer payments.

Against your trading cycle, receivables and inventory.

Working capital lines are usually secured against the assets they fund — assignments over trade receivables, pledges over inventory and collection accounts — often supported by corporate or personal guarantees. Stronger borrowers may obtain partially unsecured lines; the security package directly influences pricing, advance rates and the facility’s flexibility.

A revolving facility can be drawn, repaid and redrawn as your trading cycle turns, so you pay only for what you use. A term working-capital loan provides a fixed amount repaid to a schedule, suiting a permanent funding need. Many businesses combine both — a core term layer plus a revolving buffer.

Yes. Facilities can be structured around seasonal peaks — higher limits ahead of the busy period, stepping down as receivables convert to cash. Lenders will want to see the pattern in historical management accounts and a cash-flow forecast showing the facility clears or reduces in the off-season.

Matchpoint originates senior, mezzanine, hybrid and structured debt from regional banks, international lenders and private credit funds, structured around your transaction. Tickets range from USD 10m to USD 500m+.

Private credit is non-bank lending from specialist funds, typically senior or unitranche, offering speed and flexibility. We maintain relationships with private credit funds active in the GCC and India.

Yes. We structure Sukuk and Shariah-compliant private credit, including blended structures pairing a Sukuk tranche with conventional debt.

Matchpoint works primarily on a success fee, with a modest retainer to cover execution. Fees are agreed in writing up front and scaled to the size and complexity of the transaction — with no hidden costs.

Most mandates reach a first term sheet within 30–90 days, depending on diligence readiness and structure; closing follows once terms are agreed.

A short, confidential scoping call and NDA; we structure the requirement and prepare materials, then run a competitive process across our 5,000+ investor and lender relationships, and negotiate to close — with a partner leading at every step.

Matchpoint Partners is based in the UAE and runs cross-border mandates across the UAE, KSA, India and the UK, with active deal activity in wider Europe, Singapore and the United States.

Matchpoint has originated and led $2+ billion of transactions, with equity tickets typically USD 5m–300m, debt USD 10m–500m+, real estate finance USD 20m–500m+, and fund placements for funds of USD 50m–1bn+.

Use the enquiry form, email ck.adya@matchpoint-partners.com, or call/WhatsApp +971 52 345 1119. Every mandate is led by a partner from the very first conversation.

Yes. Matchpoint runs discreet, confidential processes and discloses client identities only under a signed non-disclosure agreement (NDA).

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