Debt

Non-Performing Asset (NPA) Solutions

Portfolio clean-up, asset recovery and secondary debt trading for banks and financial institutions.

Non-Performing Asset (NPA) SolutionsImage · Non-Performing Asset (NPA) Solutions
Overview

Non-performing asset (NPA) solutions help banks and financial institutions clean up stressed loan books, recover value and trade distressed debt. Matchpoint advises lenders and institutions on NPA and NPL portfolios: assessment and stratification, recovery and resolution strategy, and the sale or secondary trading of distressed loan portfolios to specialist investors and asset-reconstruction buyers. This is the institution-side counterpart to our NPL and loan-portfolio financing, where we fund the investors acquiring the paper.

As part of our Debt practice, Matchpoint Partners has originated and led $2+ billion of transactions across four continents, and every debt mandate is led by a partner, from first call to close.

How Matchpoint helps

Our role on non-performing asset (npa) solutions mandates

  • Portfolio assessment, stratification and recovery modelling
  • Recovery, resolution and one-time-settlement (OTS) strategy
  • Sell-side advisory for NPL and distressed loan-portfolio sales
  • Buyer and investor identification, including asset-reconstruction companies
  • Secondary debt trading and non-core asset monetisation
Track record

Select transactions

Representative debt mandates led by Matchpoint partners.

Infrastructure · Nordics
$100m

Data centre construction & refinancing facility.

Project / Data Centre Finance · Nordics
Real Estate · UAE
$300m

Ultra-premium land bank — Sukuk + private credit at ~8.5%.

Debt Adviser · UAE
Real Estate · Dubai
$190m

Receivables financing with tripartite escrow.

Debt Adviser · Dubai
Industrials · UAE
$15m

Working capital via invoice discounting & supplier finance.

Debt Adviser · UAE
Battery Tech · UAE
$10m

Venture debt for a battery-technology company.

Debt Adviser · UAE
Questions, answered

Non-Performing Asset (NPA) Solutions — frequently asked questions

NPA solutions are the advisory services that help a bank or financial institution deal with stressed and non-performing loans: assessing the portfolio, planning recovery and resolution, and selling or trading distressed debt to specialist investors to clean up the balance sheet.

Yes. Matchpoint runs sell-side NPL and distressed-portfolio processes, from assessment and stratification through pricing, investor and asset-reconstruction-company outreach, and transaction execution.

A one-time settlement is a negotiated, discounted lump-sum resolution of a stressed loan between a lender and a borrower. Matchpoint structures and advises on OTS resolutions as part of a recovery strategy.

Asset-reconstruction companies, special-situations and credit funds, and specialist distressed-debt investors. Matchpoint identifies and runs a competitive process to the buyers most likely to price and complete.

NPL financing funds an investor buying a loan portfolio; NPA solutions advise the bank or institution that holds the stressed assets on cleaning up, recovering and selling them. Matchpoint acts on both sides.

Matchpoint originates senior, mezzanine, hybrid and structured debt from regional banks, international lenders and private credit funds, structured around your transaction. Tickets range from USD 10m to USD 500m+.

Private credit is non-bank lending from specialist funds, typically senior or unitranche, offering speed and flexibility. We maintain relationships with private credit funds active in the GCC and India.

Yes. We structure Sukuk and Shariah-compliant private credit, including blended structures pairing a Sukuk tranche with conventional debt.

Matchpoint works primarily on a success fee, with a modest retainer to cover execution. Fees are agreed in writing up front and scaled to the size and complexity of the transaction — with no hidden costs.

Most mandates reach a first term sheet within 30 days, depending on diligence readiness and structure; closing follows once terms are agreed.

A short, confidential scoping call and NDA; we structure the requirement and prepare materials, then run a competitive process across our 5,000+ investor and lender relationships, and negotiate to close — with a partner leading at every step.

Matchpoint Partners is based in the UAE and runs cross-border mandates across the UAE, KSA, India and the UK, with active deal activity in wider Europe, Singapore and the United States.

Matchpoint has originated and led $2+ billion of transactions, with equity tickets typically USD 5m–300m, debt USD 10m–500m+, real estate finance USD 20m–500m+, and fund placements for funds of USD 50m–1bn+.

Use the enquiry form, email ck.adya@matchpoint-partners.com, or call/WhatsApp +971 52 345 1119. Every mandate is led by a partner from the very first conversation.

Yes. Matchpoint runs discreet, confidential processes and discloses client identities only under a signed non-disclosure agreement (NDA).

Interested in non-performing asset (npa) solutions?

Tell us your requirement and a partner will respond personally.

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