How developers fund land, projects and inventory in the UAE — and what lenders assess.
Real estate development finance in the UAE typically depends on land status, approvals, presales, escrow mechanics, developer track record, construction budget, feasibility, repayment visibility and the security package available to lenders or capital providers.
Developers use a mix of project finance, land acquisition finance, mezzanine and preferred equity, bridge finance, Sukuk and bulk-inventory monetisation across the project lifecycle.
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Land title, approvals, developer track record, feasibility, sales velocity, escrow mechanics, construction budget, contractor strength, cash-flow coverage, exit route and the security package.
Title and plot details, approvals, development budget, feasibility, sales plan, escrow arrangements, contractor information, a cash-flow model and the proposed security. See the real estate data-room checklist.
Scope and structure → prepare materials → lender mapping → diligence → term sheet → documentation and close. On a prepared mandate, a first term sheet is typically targeted within 30–90 days.
We structure the funding plan, prepare lender-ready materials, run a competitive process across project lenders and private credit, and negotiate terms. See Real Estate Finance and the Dubai land acquisition guide.
Land title, project approvals, developer track record, feasibility, sales velocity, escrow mechanics, construction budget, contractor strength, cash-flow coverage, exit route and the security package.
Project finance, land acquisition finance, mezzanine and preferred equity, bridge finance, Sukuk and bulk-inventory monetisation, depending on project stage and security.
Sometimes — but presales status and sales-velocity assumptions are central to lender diligence. Routes such as land acquisition finance and bridge facilities can fund earlier stages, while project finance generally relies on feasibility, escrow mechanics and evidence that the sales plan is achievable.
A package built around the project: typically a mortgage or charge over the land, charges over project accounts, assignments of receivables, and guarantees where negotiated. The strength of this package, alongside escrow mechanics, drives how much can be borrowed and on what terms.
Mezzanine sits between senior project debt and the developer’s equity, bridging the funding gap so the sponsor contributes less equity. It is priced above senior debt and often repaid towards the end of the project, with preferred equity the main alternative for the same gap.
Speak to a partner about how this applies to your transaction. A partner responds personally, typically within one business day.
