Real estate finance data-room checklist

Land title and plot details, approvals, development budget, feasibility, sales plan, escrow arrangements, contractor details, a cash-flow model and the security package.

In UAE off-plan development, escrow governs how and when development cash can be used, which directly affects the funding structure and lender comfort.

Land title and approvals. If ownership is not clean or master-developer and authority approvals are incomplete, little else gets assessed. Attention then moves to the feasibility, development budget, sales plan and escrow arrangements that determine whether the project’s numbers hold.

It depends on how complete the underlying records are — title documents, approvals, budget and feasibility often exist but sit with different parties. Assembling and indexing them before lender outreach materially shortens diligence; gaps discovered mid-process cost more time than preparation does.

Yes. Lenders assess the main contractor’s track record and the construction contract itself, because completion risk sits at the heart of development lending. A credible contractor on appropriate contract terms supports the budget, the programme and the drawdown schedule.