Lending criteria and origination filters
Record borrower profile, sector exclusions, ticket range, geography, leverage limits and required structure.
Investor and transaction services
Private credit lender deployment support
Define origination filters, screen borrower evidence and coordinate credit diligence around the lender's repayment, security and approval requirements.
A defined mandate
Translate a lending mandate into an underwritable credit case.
Define origination filters, screen borrower evidence and coordinate credit diligence around the lender's repayment, security and approval requirements.
Start with the decision you need to make, your role and authority, target sectors and markets, ticket range, timing and the information available. The engagement scope should identify the work Matchpoint undertakes and any independently appointed specialist work.
Borrower and cash-flow screening
Review the use of funds, repayment sources, cash conversion, existing obligations and downside assumptions.
Security and structure review
Map collateral, ranking, guarantees, covenants and enforcement questions for qualified legal and technical advisers.
Credit-committee coordination
Coordinate the information request, diligence findings, approval conditions and monitoring handover.
Start with a scoped diagnostic
Lending-mandate diagnostic; borrower screening note; cash-flow and covenant sensitivities; credit-committee evidence pack.
Discuss this engagementEvidence to bring
Provide the mandate or investment thesis, authorised decision-makers, existing adviser appointments, available financial and operating information, constraints, timing and the specific decision requiring support.
Proof and delivery requirements
Before engagement, confirm the named delivery lead, relevant experience, permitted references, specialist qualifications, document access and sample deliverable structure. Any transaction or performance claim requires verifiable source evidence and permission to use it.
Delivery responsibilities
Each lender retains its credit approval and investment decision. Security validity, enforceability, valuations and regulated lending permissions require confirmation by the relevant appointed specialists.
GCC and cross-border mandates
Define the scope for the UAE, Saudi Arabia, Kuwait, Qatar, Bahrain, Oman and any wider international market relevant to the mandate. Assess local ownership, investment, promotion, data, tax and execution requirements with qualified advisers. Country references describe the intended assessment scope.
Capital markets ecosystem
Investment roles, structures and decision criteria
Explore the participants and transaction options relevant to this practice. Each entry sets out a discussion scope, decision checks, a paid engagement starting point and the specialist responsibilities to confirm.
Banks and Direct Lenders
Private-Credit FundsCME-055 · Banks and Direct Lenders · Debt Lender
- Ecosystem role
- Debt Lender
- Related asset class
- Private credit
- Instrument context
- Senior debt
Mandate context: corporate, acquisition and working-capital financings. The structure and rights are established by the specific transaction documents.
Decision focus: Repayment capacity and financing conditions.
- Borrower authority, debt and use of funds
- Cash-flow repayment and covenant sensitivities
- Security, ranking and approval conditions
Scope to discuss: Lender advisory, independent credit underwriting and financing execution.
Paid engagement entry point: independent credit-screening memorandum; followed by underwriting, structuring or portfolio monitoring.
Illustrative GCC scenario: An illustrative UAE acquisition loan can be screened using the borrower's cash-flow case, existing obligations, proposed security and the lender's credit-approval requirements. This is a hypothetical decision example.
What should be agreed before a mandate involving Private-Credit Funds?
Define the investment or transaction objective, the authorised decision-maker, the evidence available, the requested deliverables and the next approval. Use the decision checks above to identify gaps; agree the workplan, delivery responsibilities and fee terms in writing.
Delivery and specialist boundary: Confirm decision authority, evidence access, conflicts, scope and applicable jurisdiction-specific permissions before execution. Legal, tax, fund-marketing, securities and Shariah questions require the relevant appointed specialist. Capital availability, investment returns and execution dates remain subject to assessment.
Discuss a paid scopeDirect LendersCME-056 · Banks and Direct Lenders · Debt Lender
- Ecosystem role
- Debt Lender
- Related asset class
- Private credit
- Instrument context
- Senior debt
Mandate context: corporate, acquisition and working-capital financings. The structure and rights are established by the specific transaction documents.
Decision focus: Repayment capacity and financing conditions.
- Borrower authority, debt and use of funds
- Cash-flow repayment and covenant sensitivities
- Security, ranking and approval conditions
Scope to discuss: Lender advisory, independent credit underwriting and financing execution.
Paid engagement entry point: independent credit-screening memorandum; followed by underwriting, structuring or portfolio monitoring.
Illustrative GCC scenario: An illustrative UAE acquisition loan can be screened using the borrower's cash-flow case, existing obligations, proposed security and the lender's credit-approval requirements. This is a hypothetical decision example.
What should be agreed before a mandate involving Direct Lenders?
Define the investment or transaction objective, the authorised decision-maker, the evidence available, the requested deliverables and the next approval. Use the decision checks above to identify gaps; agree the workplan, delivery responsibilities and fee terms in writing.
Delivery and specialist boundary: Confirm decision authority, evidence access, conflicts, scope and applicable jurisdiction-specific permissions before execution. Legal, tax, fund-marketing, securities and Shariah questions require the relevant appointed specialist. Capital availability, investment returns and execution dates remain subject to assessment.
Discuss a paid scopeInstitutional and Special Situations Credit
Credit-Opportunity FundsCME-086 · Institutional and Special Situations Credit · Debt Lender
- Ecosystem role
- Debt Lender
- Related asset class
- Private credit
- Instrument context
- Structured debt
Mandate context: large-ticket, special-situations and non-bank credit. The structure and rights are established by the specific transaction documents.
Decision focus: Priority, recovery and time-sensitive decisions.
- Claims, security ranking and liquidity runway
- Creditor alignment and recovery scenarios
- Restructuring dependencies and approval authority
Scope to discuss: Lender advisory, independent credit underwriting and financing execution.
Paid engagement entry point: independent credit-screening memorandum; followed by underwriting, structuring or portfolio monitoring.
Illustrative GCC scenario: An illustrative GCC special-situations credit review can compare liquidity needs, security ranking, restructuring dependencies and recovery assumptions with appointed legal advisers. This is a hypothetical decision example.
What should be agreed before a mandate involving Credit-Opportunity Funds?
Define the investment or transaction objective, the authorised decision-maker, the evidence available, the requested deliverables and the next approval. Use the decision checks above to identify gaps; agree the workplan, delivery responsibilities and fee terms in writing.
Delivery and specialist boundary: Confirm decision authority, evidence access, conflicts, scope and applicable jurisdiction-specific permissions before execution. Legal, tax, fund-marketing, securities and Shariah questions require the relevant appointed specialist. Capital availability, investment returns and execution dates remain subject to assessment.
Discuss a paid scopeMarketplace Business LendersCME-091 · Institutional and Special Situations Credit · Debt Lender
- Ecosystem role
- Debt Lender
- Related asset class
- Private credit
- Instrument context
- Structured debt
Mandate context: large-ticket, special-situations and non-bank credit. The structure and rights are established by the specific transaction documents.
Decision focus: Priority, recovery and time-sensitive decisions.
- Claims, security ranking and liquidity runway
- Creditor alignment and recovery scenarios
- Restructuring dependencies and approval authority
Scope to discuss: Lender advisory, independent credit underwriting and financing execution.
Paid engagement entry point: independent credit-screening memorandum; followed by underwriting, structuring or portfolio monitoring.
Illustrative GCC scenario: An illustrative GCC special-situations credit review can compare liquidity needs, security ranking, restructuring dependencies and recovery assumptions with appointed legal advisers. This is a hypothetical decision example.
What should be agreed before a mandate involving Marketplace Business Lenders?
Define the investment or transaction objective, the authorised decision-maker, the evidence available, the requested deliverables and the next approval. Use the decision checks above to identify gaps; agree the workplan, delivery responsibilities and fee terms in writing.
Delivery and specialist boundary: Confirm decision authority, evidence access, conflicts, scope and applicable jurisdiction-specific permissions before execution. Legal, tax, fund-marketing, securities and Shariah questions require the relevant appointed specialist. Capital availability, investment returns and execution dates remain subject to assessment.
Discuss a paid scopeFurther reading on diligence, market frameworks and applicable requirements. These resources do not verify an individual mandate or Matchpoint permission.
Engagement questions
What is the first paid engagement?
Lending-mandate diagnostic; borrower screening note; cash-flow and covenant sensitivities; credit-committee evidence pack.
How are scope, fees and specialist responsibilities agreed?
Each lender retains its credit approval and investment decision. Security validity, enforceability, valuations and regulated lending permissions require confirmation by the relevant appointed specialists. Agree the deliverables, named providers, timetable, evidence access and fee terms in writing before work begins.
