Strategy, Digital Transformation, Banking & Fintech · Dubai

Afroz is a strategy and transformation specialist with over 18 years of experience — ten years in retail and commercial banking and eight in strategy consulting. As a banker he held senior positions at leading GCC and Indian banks, including FAB, ADIB, Emirates NBD Islamic, NBK, Kotak and Yes Bank, spanning Head of Products, Head of Segment, VP Strategy and Transformation Programme Head.
As a consultant with Booz & Company, Arthur D. Little and Kearney, he has advised more than ten leading GCC banks on corporate and business-unit strategy, digital banking and transformation, operating-model design, payments, embedded finance and open banking. At Matchpoint he is Senior Partner for Strategy & Transformation, leading strategy, digital and operating-model advisory for corporates and financial institutions across the GCC. He holds an MBA and a degree in Mechanical Engineering from Mumbai University, and works across English, Urdu, Hindi and conversational Arabic.
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